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Banks Find Deployment Opportunities for Excess Liquidity

By Bram Berkowitz | October 26, 2020 | Reprints | Unlock Link

While excess deposits are far from a banker’s primary concern, they can become problematic when there’s nowhere to deploy them, a situation many banks find themselves in as credit has tightened and business lending customers tighten their own belts due to an uncertain economic future.

Credit Unions Seek Growth in Complicated Times

By Diane McLaughlin | October 19, 2020 | Reprints | Unlock Link

A new NCUA rule that goes went into effect last week could provide one opportunity to help credit unions expand their memberships.

Hundreds of Regal, Cineworld Movie Theaters to Close

By The Associated Press | October 6, 2020 | Reprints | Unlock Link

In the latest blow to the beleaguered film industry, the second-largest movie theater chain in the U.S. is temporarily shuttering its locations Thursday due to a lack of blockbusters on the calendar and major domestic markets like New York remaining closed.

Fed Offers its Own CRA Reform Package

By Diane McLaughlin | October 5, 2020 | Reprints | Unlock Link

Another attempt to overhaul the Community Reinvestment Act moved forward last week as the Federal Reserve released its proposal to modernize the legislation that encourages financial institutions to meet community credit needs.

Mortgage Market Opens Back Up for Iffy Borrowers

By Lew Sichelman | October 26, 2020 | Reprints | Unlock Link

There’s good news for mortgage applicants who don’t fit into the precise mold demanded by Fannie Mae and Freddie Mac: After pulling back at the start of the pandemic in March, other lenders are returning to the market.

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Senior Living Planned for Londonderry Megadevelopment

October 23, 2020 | Reprints | Unlock Link

A Massachusetts operator of senior living facilities has inked a deal with the developers of a large, mixed-use project in Londonderry to build a retirement community there.

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GSE Patch Extended

October 21, 2020 | Reprints | Unlock Link

Without having chosen a new definition for qualified mortgages, the Consumer Financial Protection Bureau has decided to extend the Government-Sponsored Enterprise (GSE) Patch, a move that could protect borrowers with high debt-to-income ratios.

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Ledyard Opens Concord Branch

October 21, 2020 | Reprints | Unlock Link

Ledyard National Bank opened its newest location in Concord on Oct. 13.

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Home Businesses May Violate Zoning Rules, Local Laws

By Lew Sichelman | October 19, 2020 | Reprints | Unlock Link

Working out of our homes has been part of the American culture since the country was founded. But the pandemic has forced more of us than usual to do so.

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